Sunday, December 23, 2007
Where To Buy Vast Trail Maps
Poco più di due anni addietro abbiamo dato conto dell'operazione finanziaria imbastita dal diessino Filippo Penati , presidente della Provincia di Milano ed ex sindaco di Sesto San Giovanni, la leggendaria "Stalingrado d'Italia". La Provincia, già azionista di controllo dell'autostrada Milano-Serravalle con il 36 per cento decise, all'epoca, di rilevare un altro 15 per cento, per raggiungere la maggioranza assoluta ed ottenere l’effetto collaterale di estromettere the Company's control of the hated rival, the City of Milan Gabriele Albertini . Penati demanded and obtained a loan of EUR 238 million from Banca Intesa, and concluded the deal with the manufacturer Marcellino Gavio . After two years, it was odd that operation? To tell us about an article by Laura Maragnani for Panorama .
Before going into details, it should know that nothing has changed with respect at the time of the transaction. The Province continues to be a shareholder of an absolute majority of Serravalle, and continues to pay interest owed to Intesa, Intesa Sanpaolo in the meantime become. No fee minority has been put back on the stock exchange, contrary to the claims of the former teacher and former member of technical applications Unipol , Penati. That in recent weeks has been the protagonist of a controversy with all progressive Giulio Sapelli, professor of economic history from the University of Milan and former Communist Party member since 1979, an enviable collection of coins on the boards of the main centers economic power of Italian (from Eni Railways in Monte Paschi).
Sapelli, placed in charge dell'Asam, the holding company infrastructure of the Province of Milan, it quickly came into collision course with the three places to praetorian guard to Penati the crown jewel: the Serravalle, in fact. Praetorians Sesto like their Caesar, and all of proven progressive faith: one of them, Vimercati Jordan, now chief of staff at Palazzo Isimbardi Penati, unit sales was de Unit before becoming the shadow of 'then mayor of Sesto. In addition to biographies, important to stress that the proper Sapelli, newly installed at the helm dell'Asam, she finds herself fighting against the fantasy book of the board of Serravalle, who come to get rid of the income statement of the holding company for € 3 million of interest expense paid Intesa. In other words, the false accounting and review . Sapelli obtained the dismissal of the accountant autore del fantasioso documento contabile. Il quale commercialista, per questa levata d'ingegno e pochi mesi di consulenza esterna, riesce tuttavia ad intascare 300.000 euro di soldi pubblici e riemergere, più abile di Houdini, come membro del collegio sindacale della Serravalle, al modico prezzo di euro 85.000 annui. Anche il conflitto d'interessi è un'ombra sulla caverna, evidentemente.
Ma cosa accade quando la maggioranza assoluta della Serravalle arriva in mano alla democratica provincia meneghina? Che il numero dei suoi consiglieri d'amministrazione lievita da 15 a 21. Perché sapete, una utility è entità talmente complessa da necessitare di più competenze di guida. Solo il meritorio Lanzillotta decree last November cut to 6 the number of collectors of coins. In the meantime, however, the compensation of members of the board tripled from 500.000 to 1.5 million euro per year, while the members of the supervisory board see their prebend rise from 200,000 to 430,000 €. Almost to the levels of Eni, says the author of the article. These are the costs of politics, beauty. Politics de left. Which are individually similar to those of right-wing politics, only that the former are morally superior, and supported for the benefit of citizens.
The Serravalle, meanwhile, seems to have become an oven . Leavens everything in there: external consultants, employees, costo del lavoro, tasso di assenteismo, interessi passivi corrisposti a Intesa. L'unica cosa che si è sgonfiata è il valore delle azioni Serravalle. Penati pagò a Gavio 8,831 euro per azione; sei mesi dopo, una perizia del Tribunale di Milano valuta quelle stesse azioni 6,58 euro l'una. Fanno 60 milioni di differenza. E' tornato il lievito progressista, gioite compagni! L'ex sindaco di Milano Gabriele Albertini , un amministratore integerrimo e pedante di quelli che questo paese si sogna, all'epoca della strana scalata di Penati alla Serravalle aveva adombrato la possibilità che questa piccola provvista con annessa plusvalenza potesse essere servita a Gavio per partecipare alla scalata alla Banca Nazionale del Lavoro in cordata with unipolar Giovanni Consorte . Albertini also signaled its suspicion to the public prosecutor in Milan, but there was below. Who knows why.
Meanwhile, Sapelli has left the chairmanship of Asam . The vertices of Serravalle approved distribution of € 32.4 million of reserves for financing but not to plug the chasms of a holding company in debt up to their necks (do you remember Tronchetti Provera? ). Penati succeeded, after a short but intense horse-trading with the new "red thing", to avoid having to publish on the Internet details of the famous advice . Transparent as uno stagno, la giunta Penati.
Una vicenda istruttiva . In primo luogo dell'appeal che le utilities , con i loro imponenti flussi di cassa, esercitano sui politici. Ricordatevi di questo dettaglio quando vi chiederete perché il ddl Lanzillotta non riesce a schiodarsi dalle secche parlamentari . E quando leggerete che l'acqua è un bene pubblico, e tale deve restare. Ma ricordate anche che questo governo ha liberalizzato barbieri ed estetiste, mi raccomando.
Wednesday, October 3, 2007
Monday, October 1, 2007
Tog24 Wichita Mens Milatex
di Phastidio
L'autore di questo sito è da sempre lieto di poter collaborare with those who want to promote in Italy a truly liberal legislation. From these premises it follows that we must work to network all the organizations that are recognized in this project. Take for instance Liberal Reformers or Liberals Research Center Sam Quiller . And let us also think think tanks such as the 'Istituto Bruno Leoni , Epistemes and noiseFromAmerika . should work for a political and cultural development is geared to the production of legislation, and not mere propaganda actions. Italy is a country where many "liberals" are in withdrawal symptoms when they are deprived of their aid preferred. To questo motivo l'elaborazione politica deve essere supportata da robuste fondamenta di teoria e politica economica: gli slogan difficilmente portano lontano, anche se spesso servono alle fortune personali di chi li crea.
Riguardo Decidere.net , anche dopo aver assistito all'incontro di Milano sul fisco, siamo e saremo lieti di dare suggerimenti tecnici che sono tuttavia anche politici, proprio per il motivo di cui sopra . Alcune incoerenze e contraddizioni dei cantieri li abbiamo già segnalati . Vale la pena elaborare ulteriormente. La flat tax è finora stata utilizzata quasi esclusivamente da paesi usciti dalla dittatura comunista, peraltro caratterizzati from extremely low levels of public spending and tax administrations physically unable to collect taxes. Obviously giving for granted that the tax reduction to stimulate the supply and the level of economic activity, the main way forward must be immediately and to begin to systematically eliminate all Loopholes that encourage evasion and erosion tax, that is shrinking tax base. In this way, the same revenue, you can do to reduce the nominal tax rates, stimulating activity . Got it at a later time, you can dedicate to cutting public spending. So far we are? Well. Among the lawful and legitimate forms of erosion and tax avoidance include tax credits. They should be eliminated, and multiplied, to start reducing the nominal rates. From these premises follows the conclusion that one can not simultaneously propose flat tax and tax credits for education and healthcare (site number 4 Decidere.net ). About
calculations to support a flat tax a rate of 20 percent, Decidere.net them estimate of 36 billion euro per year for 5 years. This estimate, however, is static and not dynamic, that does not consider the reaction of economic agents to the tax cuts in terms of, for example, elasticity labor supply, production technology, time horizons. It seems cryptic, but it is the keystone on which rests the estimated costs to be funded in order to cut taxes. According analysis of Mankiw and Weinzierl , in the United States in the long run 17 percent of a cut in taxes on labor is recovered through higher levels of activity, while a capital tax cut is self-financing for about 50 percent . These models are not of the Tables of the Law, but we need to estimate the effects of tax cut measures in terms of modeling, rather than merely rely on the Laffer curve.
To make it even easier, we note that, among the sources funding cut personal income tax, the abolition of Capezzone offers transfers to enterprises, both current and capital account. But when financing tax cuts with cuts in personal income transfers to enterprises? These are, properly, to reduce the IRES, that is, corporate tax and IRAP . Incidentally, we note that the government seems you start this off with the draft 2008 Budget. In any case, Capezzone recommend not to mix apples and pears: the result would be pretty indigestible.
Among other forms of coverage identified by Decidere.net to finance the reduction of public spending, block of turnover in government (if it was someone who could never really apply it) is a measure of dysfunctional, because it tends to raise the average age of civil servants, with all that implies in terms of reduced adaptability to change and training of older workers. Moreover, the more it tends to escape the external advice is often necessary because of the lack of skilled personnel within the public administration. E 'least inconsistent to condemn the PA and the aging master professional with the block obsolescence of turnover and then rely on the elimination of those external advice which often are there to fill that obsolescence. Regarding the resolution of precarious employment relationships in PA , we hope to have misunderstood: it would perhaps have to pay the cost of adjustment in persons already formally without protection, on average younger than the employed on a permanent basis? Try to think about the type of government that we would end up at the end of such interventions. We could go on, but we believe that the message has been sent.
Having said that we are pleased that Capezzone, after a year's term, has become aware of helping to bring the government of the country's most archaic left of the Western world (a little self-criticism would be appreciated), we reiterate that we must strive to work together to produce more liberal, and not slogans. The world is never black or white, there are countless shades of gray. We remember him mostly to small Pasdaran decisionist who has recently asked to answer with a yes or a no to the idea of \u200b\u200bdry flat tax. Who has time and desire to read a critique rothbardiana (ie libertarian) to the concept of flat tax, you can do here . Final consideration, which is cheap and political begin by simplifying tax , the rest will follow.
Be seeing you.
Sunday, September 23, 2007
Monday, August 6, 2007
Friday, August 3, 2007
Sample Baby Shower Dedication
Today Benedetto della Vedova, president of the liberal reformers and member of Forza Italy and Edoardo Croci, Councillor for Mobility, Transport and Environment of the City of Milan presented " bluer, greener 'a competition of ideas for the environmental policy of the center. "We must react, said Della Vedova and Crosses, in presenting the initiative-a bad policy that contrasts the nature and the market, ecology and technology, environmental protection and product development. At the same time necessary to consolidate and promote, in our country, the environmental platforms in Europe characterized, with more and more important, the programs of moderate and liberal parties ".
To support this commitment, the liberal reformers have launched a competition for ideas clearly inspired by the campaign Vote Blue, Go Green "of the British Conservative Party. Participants are asked to define a specific environmental problem and suggest the best solution so argued . The proposal will be presented with a written no more than 3000 characters or a maximum of 4 minutes and audiovisual sent to 'email address azzurroverde (at) riformatoriliberali.it .
An evaluation team consisting of experts from environmental policies will choose the five best ideas to be proposed for the program of the center, and will invite the authors to present them during a public event to be held next autumn.
"It 's urgent, said Benedetto Della Vedova - that the center-right Forza Italy and intensify in the upcoming elections, commitment to the dispute to the left of the monopoly of environmentalism, focusing on liberal solutions, innovative and market that are able to match development policies with the protection and promotion of environmental quality, global and local .
"The environment is a priority for an administration that is based on liberal principles such as ours - said Edoardo Croci - we're demonstrating with practical solutions that are based on the MPORTANT infrastructure investments on technological innovations and the use of economic instruments for environmental ; a set of integrated actions that constitute the foundations of a modern vision for environmental protection. "
For our part, we will follow this interesting experiment, an attempt to challenge the traditional (and unsuccessful) cultural hegemony of the left on environmental issues. An opportunity to test the true vocation of reformist and liberal this center, on which we have strong doubts.
Monday, July 30, 2007
Wednesday, July 18, 2007
Ukrainian Angels Blog
Tonight Anthony Virtue is dead. Animator and webmaster of the site www.siciliaradicale.it and militant of the liberal reformers, his wife and two children. We express deep condolences over his death, to rally around his family.
Friday, July 13, 2007
I Havent Got My Period But Have Mucus
CERM is pleased to invite presentation of the book
"Policies on liberalization and competition in Italy" by Fabio
Pammolli, Cambini Carlo, Andrea Giannaccari
ROME - Tuesday, July 17, at 18
Palazzo Marini - Hall of Columns (Via Poli, 19)
participate
Giuliano Amato, Interior Minister Antonio
Catricala ', Chairman of the Italian Competition Authority
Benedetto Della Vedova, Deputy
Antonio Polito, Senator
Please send confirmation of your participation entro Lunedì 16 luglio – ore 12 alla Segreteria Organizzativa CERM - Dott.ssa Borselli Barbara (+39 06 69190942 - cermlab@cermlab.it)
Friday, June 8, 2007
Husband's 25th Birthday
A Milano potete farlo in:
- Via Dante (angolo via Rovello) - Tutti i giorni dalle 9.30 alle 19.00;
- Firma Point Via Vittor Pisani, 14 - Tutti i giorni (tranne sabato e domenica) dalle 10.00 alle 12.30 e dalle 13.30 alle 18.00;
Sunday, May 27, 2007
Are Camera Flash Bad For Eyes
In merito al post di Pier Luigi Melis " L'Odissea dell'imprenditore ", riceviamo e volentieri pubblichiamo:
I leave my little testimony from former businesswoman. After 15
"sweaty" years to grow and develop my language schools, just under two years ago I decided to drop everything and give to other entrepreneurs and companies that the buildings that house them. Given the past, so I can not but agree fully with the Way of the Cross described by the author. Yet I must admit that for a long time the obstacles reported by Melis had seemed the inevitable counterpart of a privilege to be thought to enjoy: the ability to carry out a professional, economic and, last but not least, humanly rewarding.
The situation in recent years was completely transformed: not only because the inordinate amount of imposts and obligations made it a kind of entrepreneurial activity quixotic battle for the right to exist but also because the to free enterprise has lost any semblance of social value. The entrepreneur is no longer considered the engine of society, those who offer employment opportunities, which keeps the country with his taxes, which creates added value for society as a whole.
Just open any newspaper to realize that today the company is generally perceived as a fraudulent form of parasitism, sometimes linked to financial speculation and sometimes evasion contributions and tax. Even the micro-enterprise is regarded as a mere alternative to unemployment, despised as threatening the efficiency of the market. If we add to all this so-called "physiological difficulties" of the market, however, greatly increased the overall and inevitable decline of the Italian economic system, we realize that in our country to talk about free enterprise no longer has any meaning.
While appreciating the battle and then "detail" against IRAP, bureaucracy and arrogance notary / inefficiency of banks and public administration, I feel that in doing so try to kill the dragon with saliva rather than the hydrant! The problem is not the single measure, but the entire structure of the country, in which the presence of the whole proposal should be subject to the conditions that the company deems necessary to ensure your stay . Otherwise, pace of unemployed and ministerial level, the company will inevitably go away.
Loredana Fossaceca
Rome Liberal - Liberal Reformers Club Roma
Saturday, May 26, 2007
Sunday, February 18, 2007
Masterbation On Public
Piero Melis *
Several years ago a major car manufacturer enrolled as Ulysses testimonial. The well-known mythological hero began by saying: "I wanted to buy a car and I found myself on an odyssey."
Today, if you replaced the words "buy a car" with "start a business" or "start my own business" or similar expressions, Ulysses 2000 (nothing to do with the namesake of our logbook national airline) would make the perfect idea.
Especially for those who do not have a lot of money or the support of so-called powers that be, the entrepreneurial adventure is a true odyssey, come what may. We passin questa sede i rischi connessi al mercato, che ora sono particolarmente elevati data la situazione a livello sia nazionale che internazionale.
Si sa che ogni investimento è correlato ad un certo rischio, e ben poco può essere fatto se non nei limiti della prudenza. Però, finché il rischio imprenditoriale è dovuto in massima parte al mercato (concorrenza, gusti dei consumatori, ecc.), la situazione può essere considerata fisiologica.Purtroppo, attualmente, vi sono invece diversi altri fattori che, fin dall'inizio, condizionano pesantemente l'imprenditore nella sua attività.
Pur dando per scontato che egli abbia già le idee chiare su cosa realizzare, che sappia - per dirla in parole povere - Make good its accounts, is now the first obstacle in the constitution of society.First, need at least two months for the company is really operating . So much so that people often prefer to acquire all the shares of companies already active (no matter if in the same sector), thus avoiding the red tape. In the United Kingdom has launched a new business within a few days. I read that the radical Capezzone is working to bring those times Italic Albion: I make him my best wishes. But
set up a company costs: in addition to fees for accountants come as much salt notaries. Note, the profession in the current government is careful not to liberalize. Now, if the contribution of an accountant to set up a new company is really important and generates added value, so we can not say that of the notary, that the value added but not removed (from the pockets of the entrepreneur). That officer is a burden that the company has to drag on for the duration of its existence, a nightmare that haunts her even in the closing phase, even mundane tasks such as raising capital or a change of name must be certified (and at that price).The notary, however, is only part of those costs bureaucratic entrepreneur deve sostenere . E tali costi sono valorizzabili solo in parte, dal momento che nel gestire un’azienda – soprattutto se piccola – si deve dedicare alla burocrazia una quota cospicua del proprio tempo, e ciò si traduce inevitabilmente in un minor fatturato. Per esempio le cartelle “pazze”, richieste esattoriali per infrazioni mai commesse che, oltre ad essere causa di aritmia e di ipertensione per l’imprenditore, sottraggono tempo prezioso a lui ed al suo commercialista.
Una volta che l'azienda è operativa, nei primi mesi di vita il flusso di cassa è notoriamente negativo . Infatti, a parte le parcelle pagate ai professionisti per la costituzione della società (notaio in primo place), the employer must equip the premises. If you do not already own premises, must pay three months rent in advance. Other expenses more or less useful (for example, adjustments to the law 626) to be addressed immediately, and are certainly more consistent than those related to staff, which must be regularly paid at the end of each month. Considering that customers - especially those in the public sector - 90 days to pay the invoice date later this month when it goes well, the farmer could easily be in the position of having to resort to credit. If you're lucky to borrow at a subsidized rate. Otherwise it must go to the bank with hat in hand.Let us pause a moment and look at i costi derivanti dalla gestione del personale e dal ricorso al credito bancario .
Quando si assume del personale, è impossibile (a meno che non si sia veramente esperti ed aggiornati) non ricorrere al consulente del lavoro. Ed anche se una parte di colpa va sicuramente alle associazioni industriali che stipulano con i sindacati dei contratti operativamente difficili da applicare, il piccolo imprenditore può spendere sino a 1000 euro l’anno per tutti gli adempimenti (cedolini, CUD, etc.) di ogni dipendente. Senza la sicurezza che il consulente del lavoro abbia fatto le cose per bene, quindi con il rischio di sanzioni a volte elevate per errori formali. In tal caso, con ulteriori parcelle per il consulente del lavoro che deve adoperarsi repentance for the industrious.Concerning banks, we odyssey odyssey. It is hard to find a single institution that grants a credit line adequate, unless you give solid guarantees (see Bot). The farmer is then forced to open more relationships than I actually need, resulting in an increase in fixed costs. And at the end of each quarter are pains. Interest expense that the bank collects are the sum of several addenda, among them there is one, seemingly innocuous, in connection with a numerino be small, typically between 0.125 and 1. It is the maximum overdraft fee, birth of a brilliant financial mind perverse. It is further interest on a quarterly basis, the bank overdraft charges applied to the exposure achieved in the quarter.
I could demonstrate that with this trick can average two to three times the amount of interest expense, and therefore exceed the threshold rate of wear.Again it seems that the Prodi government wants to intervene (how many missed opportunities, cav. Berlusconi!) Refer back best wishes, albeit scaled down hopes of seeing some big powers are known to be friends very dim. More
gauntlet are represented by almost total inability to terminate the contracts of permanent employment (except for reasons really severe). Now, although layoffs are permitted under 15 employees, the employer must in any case recognize six monthly salaries to employees sent home. And sorry if (not) soon! We could recite for hoursentrepreneur's odyssey with countless other examples, but let's stop here before deter readers eager to jump in the adventure business. May I make one final remark on taxes. A well-established culture
captive-communist-union has always seen in the company, if not the absolute evil, surely a cash cow with the pretexts of evasion and avoidance of taxes.Ma è soprattutto negli ultimi anni che i canini vampireschi del fisco si sono drammaticamente affondati nelle giugulari delle società, ideando due temibili strumenti come l’IRAP (cui il destino ha ironicamente assegnato un nome che ne ricorda la vera natura) e gli studi di settore.
L’IRAP, che come la commissione di massimo scoperto appare un numero percentuale di modesta entità, eleva drammaticamente l’ammontare dei tributi che l’azienda deve versare all’erario . Ad esempio, una società che in un esercizio realizza il 10 percento di utile lordo (dato sicuramente realistico), soprattutto se con elevati costi del personale può ridursi a generare solo poco più del 2 percento di utile IRAP is not deductible net IRES. If your gross income falls below 5 percent, IRAP will almost certainly eat it all worthwhile.Finally, if the company, while earning a small profit to be at a loss because of IRAP, to continue to exist must operate with an increase in capital costs notarial not insignificant, which is why some companies prefer to produce false invoices for increase revenue, so despite having to pay even more IRES and IRAP .
amarus not least, the sector studies . This tool, also designed by Professor illiberal though. Tremonti, determined according to various and questionable parameters according to the tax authorities what is the appropriate amount of taxes a year. For example, a company that has employees X, Y systems, W and Z square feet of office computers, can only charge what is mathematical algorithm that processes the parameters X, Y, W, Z and others. If the company is not "fair", ie in line with the results of field studies, to be paid like one. It is true that you can use, but meanwhile should be paid in advance one third of the difference between taxes and alleged that declared, and with a high risk that the tax court dismissed the appeal (and then you find yourself having to support other expenses).The "liberal" Tremonti had predicted that if nothing else for a year things might not go so well, so that a company had difficulties in returning to studies in the field. But the "liberalized" Prodi has clearly thought it time to stop tax evaders enemies of the country, and has abolished this rule: at a glance (almost Cartesian) if the company exists, must therefore pay .
If it is true that we are the seventh-largest economy or optics in spite of these obstacles, somehow we could move up the ladder in a situation of real economic freedom and a tax system that did pagare alle società solo tasse e quasi niente imposte, come è giusto che sia .Per chiarire questo concetto richiamo brevemente le definizioni (rimandando a testi specializzati per eventuali approfondimenti): mentre le tasse sono contribuzioni dovute allo stato o altro ente pubblico per servizi resi che siano chiaramente individuabili e misurabili, le imposte non corrispondono invece ad alcun servizio specifico e vanno a coprire le spese che lo stato o altro ente pubblico sostiene per il mantenimento di servizi indivisibili resi alla collettività.
Ora, pur riconoscendo che lo stato sostiene delle spese non direttamente imputabili e misurabili per le attività di monitoraggio, controllo e quant’altro del sistema produttivo National, of course the taxes paid by businesses far outweigh these costs. The IRAP already mentioned, for example, was introduced to cover the national health expenditure: why companies must take responsibility for public health? Not already pay INAIL? And is it not true that some collective agreements provide that the employee is on sick leave paid by the company you work for?apply to legal persons under the same principle of taxation of physical ones is absurd, we are facing a fiscal mess that only makes the car slow and inefficient tax collection, economic disadvantage and makes the company less and less transparent control and management of public services.
The resources freed up from IRAP and other charges should be improper not only to support investment, but generate more revenue for the state through VAT and direct taxes of members, which in this case would become higher for the effect of higher dividends.In conclusion, the entrepreneur is a difficult job, always was and always will be. But much can be done to meet, if not in the comfortable palace of Ithaca, at least in a more innocuous albeit challenging tour from "Adventures in the world." __________________________
* Pier Luigi Melis (1957, Osini NU) si è laureato nel 1982 in ingegneria meccanica presso il Politecnico di Milano con una tesi sperimentale sulle celle a combustibile a carbonati fusi (sistema di produzione di energia elettrica ad elevato rendimento e basso impatto ambientale). Sempre presso il Politecnico di Milano ha conseguito il master MIP in gestione aziendale, ed è laureando in fisica elettronica. Ha lavorato presso multinazionali nel settore dell’elettronica e dell’informatica applicata al controllo di processo ed alla supervisione degli impianti tecnologici. Ha brevettato un sensore per la telesegnalazione dello stato lampadine per impianti di illuminazione pubblica.
Dal 1996 opera come imprenditore, having founded a computer services company specializing in databases, networks and remote control.He is interested in focusing on issues of corporate taxation, the environment and energy.
Sunday, February 11, 2007
Periodontal Dermatitis On Face
sull'Ici A saving of 188 € for family , free admission to city museums, more services for people with disabilities, tax relief on home for large families, free text books for 10 000 school students average baby bonus for those who have a newborn child, 100 porters in more social housing for public housing, public investment in housing for 135 million more than last year.
are some of the measures provided for in the budget of 2007 approved February 10 by the junta. A maneuver that requires less spending and more services for citizens by the administration, as pointed out by the mayor along with Vice Mayor Moratti illustrating Riccardo De Corato the guidelines of the Council will go into operation on Monday to be approved by the end of March .
"This budget - Moratti said the door - a saving of € 127.5 million. These translate into lower costs for the citizens of Milan and more services by the municipality. Each family will have an average savings of 188 € (for Ici, ed) . Added to this is the fact that Milan does not apply to the personal income tax, and we are the only municipality among the great Italian cities to do so. " The families of Milan, as well as in previous years, do not pay this additional tax than elsewhere from 50 to 230 euro. In particular, the 100 thousand families will not pay more Ici saving € 200, while all the others, spending will fall from 20 to 40 €.
This leads to average savings of € 188 per year. "We started with a negative figure - has complained about the mayor - because the Budget has cut the funds. We had € 47.5 million less from the state. What we could do was through increased efficiency of the machine city ".
To achieve these
€ 127.5 million, the cuts have been in many different directions: concern the blue car and the service (150 less) and the recovery of claims that will be entrusted to the banks, cleaning Palazzo Marino ; stores unnecessary phone bills at more favorable terms, financing loans and recovery of fines (30 million) and the recovery of advertising and occupation of public land (bringing in more than € 6 million). Increases even slightly, the amount allocated to public works, 2.3 billion compared with 2 billion a year earlier. A budget, as approved today, which should find favor with the Council, according to the mayor, as was the subject of a "long preventive work with all departments have more resources to be allocated to citizens, with the presidents and area directors with a majority.
( Corriere della Sera - ViviMilano, February 10, 2007 )
Friday, February 9, 2007
Mary Kay Party Invitation Wording
"The government made two mistakes: to arrive with their own bill, mortgaging the discussion on the clash between majority and opposition, in addition to a compromise text that I consider a compromise in quality. " This was stated by Benedetto Della Vedova, a member of radical Fi, host of 'Omnibus' on La7.
"Getting a text with the government on an issue of family law, which was usually left Parliamentary initiative, it leaves the possibility of creating majorities other than those traditionally found. This - he added - makes it difficult for cooperation by those in the center, including myself, wanted to discuss a text solution. Will celebrate an armored text ".
Della Vedova has expressed his disappointment a little ambitious bill and says:" The priority was that of legal recognition of homosexuals. There was the courage to affirm the principle of a register, but it speaks of a declaration registry but has no value by the courts "
Tuesday, February 6, 2007
Callaway Club De Produits
Among the measures contained in the second package Bersani on deregulation, provides that a first home buyers to request early repayment of the loan or part (as long as three years have elapsed) without paying a penalty. In the abstract, it seems a useful measure to allow borrowers to renegotiate its debt with the best current market conditions. In substance, however, banks will still be able not to suffer cuts in its profitability.
To understand why, we need to explain that the early extinction of the loan is an option of the debtor. Specifically, it is a put option purchased and sold by the debtor by the creditor. The buyer of an option put has the right but not the obligation, to deliver to the seller of the same given amount of a financial instrument at a certain time and at a certain price.
Without going into the technicalities of the options (which you can find here ), suffice it to say that the option has a price, which is a function of various parameters. In our example, the price (not explicitly stated in the loan agreement) is fixed by the buyer of the option, ie by the bank. To cash out this money to the bank just to increase, ceteris paribus, the nominal rate charged by it on loan, whether fixed or variable.
The theory of options pricing in instruments and financial contracts entered into by banks with retail customers is usually ignored by the media and consumer associations, which in Italy are little more than illiterate, and they tend to confuse the concept of liberalization with that of "proletarian shopping" .
Even with this example (the others can be found here , here and here ) do not want to say that all provisions contained in the second package Bersani are ineffective, but should be understood that only act on the supply prices of individual goods and services, the logic of the administrative fee and without using the actual dynamics of the competitive sectors, does not produce benefits consumer durables.
Friday, January 19, 2007
Park Advance Box For Yamaha Outboard
Prefect Bruno Ferrante was appointed by the Council of Ministers, High Commissioner against corruption in public administration. This was announced by the undersecretary Letta.
And so, after being beaten by Letizia Moratti of Milan in the race for mayor, the prefect Ferrante returns to the grand tour of Board, fished out of the Prodi government. No wonder, after all you had to repay a folding seat and give the man who has sacrificed on the altar of fusion trees and the inability to produce its own DS front runner, as in Milan at Palazzo Chigi, and now sits sadly afasico a Palazzo Marino, novello Rémy della politica, orfano di un proprio partito.
Sarebbe forse stato meglio salvare forma e sostanza candidando a questa ennesima, inutile authority un alto funzionario dello Stato o un magistrato, senza affiliazioni politiche passate e presenti, ma a questo governo di occupazione militare delle istituzioni non si può chiedere tanto galateo. Né lo si può chiedere a Ferrante che, per strombazzare la propria verginità istituzionale, si dimise da prefetto di Milano (senza mettersi in aspettativa) poche ore dopo aver atteso ai suoi compiti di alto rappresentante dello Stato (e non del governo) al comune di Milano ed iniziò, da neo-candidato sindaco, ad attaccare a testa low the then mayor Albertini alleged "degradation" of Milan. Degradation to which he contributed energetically being solely responsible, as prefect, order and public safety in the city.